Helping you gain momentum in your property journey.
Practical, honest, and impartial advice — from first home to full portfolio.
How we can help you
Whether you're taking your first step or your tenth, we bring the expertise to get you there.
First Home Buyers
Navigate the buying process with confidence. We help you understand your borrowing power, find the right loan, and make your first home a reality.
Investment Properties
Growing a portfolio takes smart structuring. We help you leverage equity, assess each opportunity, and build long-term wealth through property.
Commercial Property
Commercial lending requires specialist knowledge. We package your application precisely — handling every detail so you don't have to.
KiwiSaver Reviews
Your KiwiSaver is one of your most important assets. We review your fund type, contribution rate, and provider to ensure your retirement savings are working as hard as possible for you.
What our clients say
"Mo, Olga, and the team are more than just mortgage advisers — they're a top-tier, well-oiled machine. From their patience in answering countless questions to running the numbers and assessing affordability, they provide a seamless service from application through to settlement."
"My partner and I are incredibly happy with the support we received. They are extremely responsive, proactive, and organised. Buying a home can be a hectic process, but Mo and Olga made everything feel smooth and manageable. We felt very well looked after throughout."
"I've used Mo and Olga for a bunch of property purchases over the years and honestly couldn't recommend them enough. They always make the process simple, get me great deals, and actually care about helping me hit my goals. We've grown our portfolio way more than we thought possible. 10/10!"
★ 5.0 average on Google Reviews · Read all reviews
The people behind your journey
Mo Olckers
Director & Mortgage Adviser
With extensive lending experience and years at a major bank, Mo has the inside knowledge to get you the best outcome.
Olga Zaruchevskaya
Mortgage Adviser
Dedicated to finding the right lending solution for every client's unique circumstances, with expertise and genuine care.
From the blog
5 Things to Know Before Applying for Your First Home Loan
From understanding your borrowing capacity to choosing the right loan type — what every first buyer should know before walking into a bank.
How to Use Equity to Build Your Property Portfolio
Unlocking the equity in your existing property could be the key to growing your investment portfolio faster than you think.
Fixed vs Variable Rate Loans: Which is Right for You?
Both have their advantages depending on your situation. Here's how to think through the decision with confidence.